“We’re still not too far away, but being away from people is better.”Most of all, though, the soon-to-be married couple liked the fact that they qualified for a nothing-down mortgage from the U.S. Department of Agriculture. First, let’s look at the latest trends in moving, which include a definite shift from urban to rural areas. The most popular destination for folks leaving Houston was Katy, Texas, about 30 miles away. Under the guaranteed loan program, the government provides a 90% guarantee to approved lenders to reduce the risk of extending 100% mortgages. And among the loans it purchases are those for part-time “hobby” farmers who just want to dabble in raising or growing almost anything.