DEAR HARRIETTE: I think that my brother has a bunch of good ideas, but he never executes them. I'm afraid I'm watching him turn into one of those people who is all talk and no action. He's constantly pitching ideas to our friends and family but never doing anything with them. I even watched my dad loan him money to kickstart his business plan only for him to spend the money on random things. Suggest that your brother consider a particular idea that he is passionate about and then take a class or workshop to learn how to build that idea into a business.