As soon as he said “let’s just be friends” he realized that it was a toe over the line and tried to pull you back in by being all lovey-dovey. Instead, I’m looking for financial reasons: as in two people paying bills, rent, etc. I feel everyone enters into a relationship for their own reasons; this just happens to be the reason I’m looking for one. Your issue here isn’t your motivation, it’s what you’re looking for. If all you’re looking for is someone to split the bills, then you aren’t looking for a romantic relationship, you’re looking for a roommate.